Meethaq Hafawa
Visa Signature Credit Card

Exclusive privileges, only for a discerning few

Welcome to the exclusive world of Meethaq Hafawa Visa Signature Credit Card, designed exclusively for Hafawa priority banking customers. Enjoy some of the most exclusive shopping, dining out or traveling offers, benefits and much more, created with your very exclusive needs in mind and true to your values. With a Shariah-compliant concept of Ujrah and credit limit based on Qardh al Hasan, your card bears no profit-based fee.



Meethaq Hafawa
Visa Signature Credit Card

Shopping & Dining

​The Largest Premium Dining Discount & Rewards Program with over 75 Premium Restaurants offering discounts every time you spend. Unlimited usage with discounts upfront and Reward Points equivalent to the discount.​

Meethaq Hafawa
Visa Signature Credit Card

Complimentary* Lounge Access to 800 Premium Lounges around the world
  • ​Just display your card and walk in. Mention “Lounge Key” to access the airport lounge.
  • Pre-purchase of credits is not required for accompanying guests.
  • Assistance through website, mobile application and 24/7 contact center.
  • Complimentary chauffeur service to and from the new Muscat International Airport. For details visit www.thezaharagroup.com/avis-dev/
  • A complete list of participating lounges is available. For details visit https://www.meethaq.om/en/cards/pages/details.aspx
  • The access to the lounges are free (12 complimentary visits per annum), however you need to do at least 1 international transaction of USD 1/ year to avail the lounges.
  • Kindly note spend may take up to 15 days to register with LoungeKey for the customer to be able to access the lounge as a complimentary visit.

For details visit www.thezaharagroup.com/avis-dev

  •  Complimentary access is for the cardholder only. A charge of US$27 per guest per visit will be debited directly to your credit card.​

Meethaq Hafawa
Visa Signature Credit Card

​​Hand-picked selection of elite services for truly memorable experiences developed exclusively for Signature cardholders, this complimentary service employs a network of world-class resources to meet your needs 24 hours a day, 365 days a year. Includes:
  • Retail and personal

    Flower and gift delivery, news, courier, wedding and life event management, domestic services

  • Travel

    Information and reservation of air travel, hotel, chauffeur service, car hire, holidays

  • Entertainment

    Information and reservation on international restaurants, golf courses, yacht charter, hospitality and event ticketing service

  • Business

    Business and reservation, language interpretation

  • To avail Premium Concierge services, please call 80074191


Meethaq Hafawa
Visa Signature Credit Card

Purchase Security/Extended Warranty*

Hafawa Visa Signature cardholders will be provided coverage against accidental damage or loss of purchase, this includes internet purchases and items which have been ordered online to send as gifts. The coverage is valid for 90 days from the purchase date indicated on the store receipt. In addition, extended warranty is also provided to Hafawa Visa Signature cardholders.

*​​​Conditions apply.​

To view the complete range of available facilities on Hafawa Visa Signature Credit Card such as purchase protection, extended warranty and travel benefits, please visit​​ www.visamiddleeast.com/signature

Meethaq Hafawa
Visa Signature Credit Card

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  • Exclusive discount at a range of merchants across all categories including retail, and dining
  • Worldwide acceptance at more than 30 million locations
  • 24-hour customer service for all banking needs, including blocking of card if it is lost/stolen/misplaced
  • One-Time-Password (OTP) security service provided to you when you are transacting online
  • Zero-liability for charges incurred on the debit card following a reported loss and a written confirmation of the same to the bank
  • Quick and efficient local and international money transfers
  • SMS alerts
  • Upto 52-days profit-free credit period

* Waiver of Ujrah fee is at the full discretion of the bank and is on a nonnegotiable basis

Easy Installment Plans​

Buy now, pay later with no-​​extras - Get the privilege of paying for your purchases over a period of 12 months, at over a number of participating merchants.

Meethaq Hafawa
Visa Signature Credit Card

​​Over 900 luxury hotels around the world available to you with value added benefits
  • Guaranteed Best Available rate
  • Automatic Room Upgrade upon arrival*
  • Free in-room Internet or Valet parking
  • Complimentary Continental Breakfast
  • 3pm check-out*
  • VIP Guest status
  • Free Food & Beverage Voucher
  • ​*​ Benefits available for bookings made only through www.visaluxuryhotels.com

Meethaq Hafawa
Visa Signature Credit Card

Annual / Ujrah Fee*

No Annual fee for existing Hafawa​​​ Customers. RO 100 for others​​​

Supplementary Card Annual Fee


FREE​​

Monthly Ujrah Fee*

35 OMR​​​​

Cash Advance Fee

OMR 2.5 per withdrawal​​​

Card Replacement (lost & stolen)

10 OMR​​​​

Overdue Penalty or Late Payment Fee**

1% per annum​​​​

Minimum Amount Due

5% OR 20 OMR​ (whichever is higher)​​​

Duplicate Statement Fee

​5 OMR​​​