Meethaq VISA
Platinum Credit Card

With a Shariah-compliant Credit Card

Meethaq VISA
Platinum Credit Card

Exclusivity has a new meaning

The Meethaq VISA Platinum Credit Card has been designed around your beliefs and values. With a Shariahcompliant Credit Card based on the concept of Ujrah and credit limit based on Qardh al Hasan, your card bears no profit-based fee. What’s more, it offers you exclusive privileges and great benefits for Travel, Shopping Dining and much more with flexibility, convenience, worldwide acceptance and the added security that comes with every Meethaq Credit Card.

  • Omani employees in government and approved private sector companies with a minimum service period of 3 months and a minimum salary of OMR 250*
  • Resident employees in government and approved private sector companies with a minimum service period of 3 months and a minimum salary of OMR 500*
  • Omanis and residents with a fixed deposit in Meethaq

*Conditions Apply​​

Documents Required:
  • Application Form​
  • National ID for Omanis and Passport & Resident Card for Residents.
  • Salary Certificate or if the customer has an existing Fixed Deposit with the Bank​

Key terms & conditions​
  • Subscription & Annual Fee: The subscription fee is the membership fee that is taken when the Card is first given to the customer and the annual fee is the fee taken every year for the renewal of your membership.
  • The grace period (Up to 52 days): The period that the bank gives the customer to re-pay the outstanding balance on the Credit Card without charging any fees.
  • Minimum Amount: The minimum amount you are required to pay on or before the payment due date to not be charged Ujrah and late payment fees.
  • Ujrah Fees: If you pay less than your full outstanding balance on the payment due date, a fixed Ujrah fees is applied. The Ujrah fees depends on the card type.
  • Late Payment Fee: Late payment fees of 1% p.a. of the outstanding amount is charged when the minimum payment due has not been paid. 
  • Cash Advance/withdrawal: means cash withdrawal from any Card limit/account at any of the designated branches of The Bank, or participating branches of Member Banks or designated ATMs. Cash Advance Fee is charged on every cash withdrawal transaction from any ATM.
  • Card Replacement Fee will be charged when the customer requests a replacement for the credit card.
  • Foreign Exchange Conversion Fee is applied to the amount of each transaction when customers use their Cards internationally.​​

Meethaq VISA
Platinum Credit Card

  • Exclusive discount at a range of merchants across all categories including retail, and dining.
  • Worldwide acceptance at more than 30 million locations.
  • 24-hour customer service for all banking needs, including blocking of card if it is lost/stolen/misplaced.
  • One-Time-Password (OTP) security service provided to you when you are transacting online.
  • Zero-liability for charges incurred on the debit card following a reported loss and a written confirmation of the same to the bank.
  • Quick and efficient local and international money transfers.
  • SMS alerts.
  • Worldwide acceptance.
  • Upto 52-days profit-free credit period.
  • Supplementary cards for family members over 18 years of age.
  • With Meethaq supplementary credit card you can stay in control of your family expenses while giving them the financial freedom.
  • Meethaq supplementary credit card holders can enjoy many benefits.

* Waiver of Ujrah fee is at the full discretion of the bank and is on a nonnegotiable basis.

Meethaq VISA
Platinum Credit Card

Easy Installment Plans

Buy now, pay later with no-extras - Get the privilege of paying for your purchases over a period of 12 months, at over a number of participating merchants.

Meethaq VISA
Platinum Credit Card

Complimentary Lounge Access to Selected Premium Lounges around the world

  • To view all available lounges, cardholders should either visit (click here) or download the Lounge Key smartphone app. Lounges are subject to change.
  • The access to the lounges are free, however you need to do atleast 1 international transaction of USD 1/ year to avail the lounges. To know more, kindly click here.
  • A total of 6 complimentary lounge visits are applicable within a calendar year on a single card.
  • Kindly note spend may take up to 15 days to register with LoungeKey for the customer to be able to access the lounge as a complimentary visit.
  • Complimentary access is for the cardholder onl y. A charge of US$32 per guest per visit will be debited directly to your credit card.

Meethaq VISA
Platinum Credit Card

Annual / Ujrah Fee*
Annual Fee: OMR 50
Ujrah Fee*: OMR 14 ( Fee waiver on first month not applicable)​
Supplementary Card Annual Fee


Cash Advance Fee

OMR 2.5 per transaction​

Card replacement (lost or stolen)

OMR 10

Overdue penalty or late payment fee**

1% per annum​​

Charge Slip Retrieval Fee or Copy Request Fee

OMR 2​

Minimum Amount Due

5% or OMR 20 (​whichever is higher)​

Ujrah Fee Waiver

May be granted upon consistent settlement and payment of full outstanding balance on due date

Cash Advance Limit

50% of the credit limit​

Maximum Cash Withdrawal per Transaction

OMR 100​

* The Ujrah Fee will be divided into 12-month installments payable by the customer with a one-off payment in the first month after the activation of the card.
** All amounts paid for Penalty / Late Payment fee will be used for charitable purposes as approved by Meethaq Shariah Supervisory Board and shall not be accounted as bank’s income.
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