Meethaq VISA
Gold Credit Card

A card to make your everyday easy

Meethaq VISA
Gold Credit Card

A card to make your everyday easy

Be it traveling, shopping or dining, the Meethaq VISA Gold Credit Card gives you flexibility and convenience of being welcome at millions of locations around the world. The Shariah-compliant Credit Card is based on the concept of Ujrah with no profit-based fees.


Eligibility:
  • Omani employees in government and approved private sector companies with a minimum service period of 3 months and a minimum salary of OMR 250*
  • Resident employees in government and approved private sector companies with a minimum service period of 3 months and a minimum salary of OMR 500*
  • Omanis and residents with a fixed deposit in Meethaq

*Conditions Apply​​

Documents Required:
  • Application Form​
  • National ID for Omanis and Passport & Resident Card for Residents.
  • Salary Certificate or if the customer has an existing Fixed Deposit with the Bank​

Key terms & conditions​
  • Subscription & Annual Fee: The subscription fee is the membership fee that is taken when the Card is first given to the customer and the annual fee is the fee taken every year for the renewal of your membership.
  • The grace period (Up to 52 days): The period that the bank gives the customer to re-pay the outstanding balance on the Credit Card without charging any fees.
  • Minimum Amount: The minimum amount you are required to pay on or before the payment due date to not be charged Ujrah and late payment fees.
  • Ujrah Fees: If you pay less than your full outstanding balance on the payment due date, a fixed Ujrah fees is applied. The Ujrah fees depends on the card type.
  • Late Payment Fee: Late payment fees of 1% p.a. of the outstanding amount is charged when the minimum payment due has not been paid. 
  • Cash Advance/withdrawal: means cash withdrawal from any Card limit/account at any of the designated branches of The Bank, or participating branches of Member Banks or designated ATMs. Cash Advance Fee is charged on every cash withdrawal transaction from any ATM.
  • Card Replacement Fee will be charged when the customer requests a replacement for the credit card.
  • Foreign Exchange Conversion Fee is applied to the amount of each transaction when customers use their Cards internationally.​​

Meethaq VISA
Gold Credit Card

  • Shariah compliant: The card is based on Shariah principles. Based on a fixed Ujrah Fee levied by Meethaq in exchange of the total services, features, benefits and privileges enjoyed by the cardholders. The credit limit granted by the bank to the cardholder is based on Qardh al Hasan.
  • Worldwide acceptance
  • Secure internet shopping with personal password/secure code
  • One-Time-Password (OTP) security service provided to you when you are transacting online.
  • Supplementary cards for family members over 18 years of age
  • SMS Alerts & Monthly Statements​
  • Upto 52-days profit-free credit period.
  • Supplementary cards for family members over 18 years of age.
  • With Meethaq supplementary credit card you can stay in control of your family expenses while giving them the financial freedom.
  • Meethaq supplementary credit card holders can enjoy many benefits.

Meethaq VISA
Gold Credit Card

Easy Payment Plan (EPP)

Buy now, pay later with no-extras - Get the privilege of paying for your purchases over a period of 12 months, at over a number of participating merchants.

Meethaq VISA
Gold Credit Card

Annual / Ujrah Fee*
Annual Fee: OMR 10
Ujrah Fee*: OMR 7 ( Fee waiver on first month not applicable)
Supplementary Card Annual Fee
OMR 5​
Cash Advance Fee

OMR 2.5 per transaction

Card Replacement (lost or stolen)

OMR 10​

Overdue Penalty or Late Payment Fee**

1% per annum​

Charge slip Retrieval Fee or Copy Request Fee

​OMR 2

Minimum Amount Due

5% or OMR 20 (whichever is higher​)

Ujrah Fee Waiver

May be granted upon consistent settlement and payment of full outstanding balance on due date​

Cash Advance Limit

50% of the credit limit

Maximum Cash Withdrawal per Transaction

OMR 100​​

* The Ujrah Fee will be divided into 12-month installments payable by the customer with a one-off payment in the first month after the activation of the card.
** All amounts paid for Penalty / Late Payment fee will be used for charitable purposes as approved by Meethaq Shariah Supervisory Board and shall not be accounted as bank’s income.
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