Meethaq Standard Debit Card

Make safe, easy and free transactions with meethaq debit card, your personal banker for settling bills, purchasing items and shopping online.

Features:
  • 24/7 direct access to the account for cash withdrawal or purchases through POS terminals
  • Purchase of goods online, safely and confidently
  • Worldwide acceptance at over 28 million outlets
  • Provision to pay utility bills
  • Complete control over spending
Eligibility:

Meethaq standard debit cards are available to all customers (over the age of 18 years) who have a meethaq saving account or a current account.

FAQs:

Meethaq Mastercard Standard Credit Card

Dedicated to suit your lifestyle and financial aspirations, meethaq mastercard standard credit card offers a host of unmatched services and rewards

Features:
  • Shari’a compliant credit card (based on ujrah)
  • Most competitive pricing in Oman
  • Revolving credit facility
  • Worldwide acceptance with 32 million merchant outlets and 1.5 million ATMs
  • Microchip based for enhanced security
  • Supplementary cards for family
Eligibility:
  • Applicants should be employed in government/quasi government , tier 1 or tier 2 companies
  • Applicants should earn a minimum salary of RO 200 – 500 to be eligible for a limit equivalent to the salary amount; however applicants earning a salary above RO 500 are eligible to a limit two times of the salary (terms & conditions apply)

FAQs:

What is the difference between annual fee and ujrah fee?

Annual fee is charged annually, which is RO 10 for meethaq standard credit card; however ujrah fee of RO 7 is charged monthly. the bank may waive monthly ujrah fee on its discretion, if the user pays the complete outstanding amount on or before the due date.

Why is a fixed ujrah fee charged?

A fixed ujrah fee is charged from the customer against the services provided, which may include ATM’s, cards system, infrastructure, etc. however, this ujrah fee is not linked to the outstanding amount due on the customer.

What is the procedure to follow if the meethaq standard credit card is lost or stolen?

In case your card is lost or stolen, please call the meethaq call center at 2465 6666.

What is the security offered for online shopping?

Meethaq standard credit card holders enjoy additional security of MasterCard’s ‘secure code’ and Visa’s ‘verified by Visa’, when shopping online at participating merchant outlets.​

Meethaq Mastercard Titanium Credit Card

Higher credit limit and an array of unique benefits and rewards await you with meethaq mastercard titanium, a premier credit card based on shari’a principles

Features:
  • Shari’a compliant credit card (based on ujrah)
  • Most competitive pricing in Oman
  • Higher & revolving credit facility
  • Minimum limit of RO 1000 and maximum amount of RO 2499
  • Worldwide acceptance with 32 million merchant outlets and 1.5 million ATMs
  • Microchip based for enhanced security
  • Supplementary cards for family
  • Access to VIP lounges at select airports
Eligibility:
  • Applicants should be employed in government/quasi government , tier 1 or tier 2 companies
  • Applicants should earn a minimum salary of RO 500 to be eligible for a limit two times of the salary (terms & conditions apply)

FAQs:

What is the difference between annual fee and ujrah fee?

Annual fee is charged annually, which is RO 50 for meethaq titanium credit card; however ujrah fee of RO 14 is charged monthly. the bank may waive monthly ujrah fee on its discretion, if the user pays the complete outstanding amount on or before the due date.

Why is a fixed ujrah fee charged?

A fixed ujrah fee is charged from the customer against the services provided, which may include ATM’s, cards system, infrastructure, etc. however, this ujrah fee is not linked to the outstanding amount due on the customer.

What is the procedure to follow if the meethaq titanium credit card is lost or stolen?

In case your card is lost or stolen, please call the meethaq call center at 2465 6666.

What is the security offered for online shopping?

Meethaq titanium credit card holders enjoy additional security of MasterCard’s ‘secure code’ and Visa’s ‘verified by Visa’, when shopping online with meethaq cards at participating merchant outlets.

Which are the VIP lounges that meethaq titanium credit card holders can access for free?

  • Muscat: Zahara premium lounge
  • Cairo: First Class Lounge and Exclusive Service Lounge
  • Dammam: First Class Lounge in the international terminal
  • Dubai: Marhaba Lounges (T1 &T3)
  • Jeddah: First Class Lounge in the international terminal
  • Kuwait: Pearl Lounge
  • Riyadh: First Class Lounge in the international terminal
  • Amman: Crown Lounge, Queen Alia International Airport

(Access to lounges may change from time to time; for updates contact meethaq call center +968 2465 6666)

Hafawa Signature Debit Card

Exclusively designed and developed hafawa signature debit card is your hafawa identity with options of higher daily withdrawal and spend limits

Features:
  • 24/7 direct access to the account for cash withdrawal or purchases through POS terminals
  • Instant hafawa priority
  • Purchase of goods online, safely and confidently
  • Worldwide acceptance at over 28 million outlets
  • Provision to pay utility bills
  • Complete control over spending
  • Exclusive discount and facility
Eligibility:

Hafawa signature debit card is available to hafawa priority customers, who are over 18 years of age.

FAQs:

Hafawa Signature Credit Card

Avail a host of offers and benefits with hafawa signature credit card, which is designed to give you the recognition you deserve

Features:
  • Worldwide acceptance at millions of establishments worldwide
  • Online shopping facility through ‘verified by Visa’ using personal password/secure code for added security
  • Monthly statement via email for each billing period
  • Cash advance facility from Visa ATMs worldwide, with access to instant cash
  • Minimum limit of RO 2,500 and maximum amount of RO 7,500
  • Supplementary cards for family members over 18 years of age, with credit limits specified by the card holder
  • Zero liability for charges incurred on the credit card following a reported loss and a written confirmation of the same
  • Complimentary chauffeur service to and from Muscat international airport, thrice a year. (click here)
  • Access to over 800 premium airport lounges worldwide
  • Complimentary access for one guest to Prime Class (Muscat) lounge at Muscat international airport and Plaza Premium at Salalah international airport
  • Global concierge service
  • Access to a collection of over 800 luxury hotels with value added benefits
Eligibility:
  • Applicants should be employed in government/quasi government , tier 1 or tier 2 companies
  • Applicants should earn a minimum salary of RO 1,250 to be eligible for a limit two times of the salary (terms & conditions apply)

FAQs:

What is the difference between annual fee and ujrah fee?

The annual fee is RO 100, but can be waived by the bank if the customer is a hafawa customer with the bank; however, ujrah fee of RO 35 is charged monthly. Bank may waive monthly ujrah fee on its discretion, if user pays the complete outstanding amount on or before due date.

Why is a fixed ujrah fee charged?

A fixed ujrah fee is charged from the customer against the services provided, which may include ATM’s, cards system, infrastructure, etc. however, this ujrah fee is not linked to the outstanding amount due on the customer.

What is the procedure to follow if the hafawa signature credit card is lost or stolen?

In case your card is lost or stolen, please call the meethaq call center at 2465 6666 or hafawa call center at 2465 6665.

What are the benefits of Visa protection?

  • Purchase protection coverage (for 365 days from the purchase date) against accidental damage or loss of your purchase
  • Extended warranty of 12 months from the expiry of original warranty when shopping with asalah signature credit card
fees and charges:

Description of charges

Amount – OMR

Annual Fee

FREE for Hafawa, 100 OMR for non Hafawa customers

Supplementary Annual Fee

FREE for Hafawa, 30 OMR for non Hafawa customers

Monthly Ujrah Fee

35/month (can be waived if full payment is made)

Cash Advance Fee

2.5/transaction (subject to max of 100/ transaction and max withdrawal limit is 20% of credit limit

Card Replacement (lost & stolen)

10 OMR

Duplicate Statement Fee

5 OMR

re-payment terms

Amount

Minimum Amount Due

5% OR 20 OMR (whichever is higher)

Overdue Penalty or Late Payment Fee

1% p.a. on overdue amount

Forex Fee

% - Please refer to terms and conditions.