The critical illness benefit is only paid out on first ever diagnosis of a covered Critical illness.

• Major cancer
• Stroke
• Heart attack
• Coronary Artery Bypass Surgery
• End stage Kidney Failure
• Major Organ Transplant
• Multiple Sclerosis
• Paralysis
• Loss of Limbs
• Coma

In the event of the insured person being diagnosed with one or more of the critical illness covered hereunder and arising out of a cause not specifically excluded under this policy, after the commencement Date and during the policy period, the company shall indemnify the insured person the coverage amount as per the plan selected by the insured person at the time enrolment in accordance with the terms and conditions of this policy.

From OMR 10,000 to OMR 80,000 (in multiples of OMR 10,000).

All Omani nationals and residents holding valid residence visa aged between 18 and 60 years.

5 years

Yes. If for any reason you think the policy is not right for you, you will have 30 days to let the company know that you would like to cancel the policy and receive full refund of the contribution amount you have paid. The company reserves the right to decline a second application following the cancellation of the first application under this plan, from the same covered person.

From the day the company has received the signed completed application form with first contribution receipt.

Immediately or within 30 days after the date of death of the insured person.

No health checkup is required.